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HDFC Charges for uncrossed Cheques Issued

This is a discussion on HDFC Charges for uncrossed Cheques Issued within the Bank Account forums, part of the Banking category; Beware of banking with HDFC Bank. If you thought issuing of cheques is the normal privilege of an account holder, ...

  1. #1
    Naavi is offline Junior Member
    Join Date
    Jan 2011
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    3

    Default HDFC Charges for uncrossed Cheques Issued

    Beware of banking with HDFC Bank. If you thought issuing of cheques is the normal privilege of an account holder, remember that HDFC Bank does not permit you to issue uncrossed cheques to third parties even if it is allowed under Negotiable Instruments Act.

    If you do, Bank is going to debit your account with Rs 110.30 as service charges.

    I think that this is not permitted by the RBI under the Bakers Code of Conduct.

    I want all customers who want to oppose this charge to right to me on this forum so that some action can be taken on the Bank for this usurious charges.

    Naavi of Naavi.org

  2. #2
    HDFC Bank is offline Senior Member
    Join Date
    Oct 2010
    Posts
    1,202

    Default

    Quote Originally Posted by Naavi View Post
    Beware of banking with HDFC Bank. If you thought issuing of cheques is the normal privilege of an account holder, remember that HDFC Bank does not permit you to issue uncrossed cheques to third parties even if it is allowed under Negotiable Instruments Act.

    If you do, Bank is going to debit your account with Rs 110.30 as service charges.

    I think that this is not permitted by the RBI under the Bakers Code of Conduct.

    I want all customers who want to oppose this charge to right to me on this forum so that some action can be taken on the Bank for this usurious charges.

    Naavi of Naavi.org
    Dear customer,

    We would like to investigate your complaint further – request you to write to talktous@hdfcbank.com with your account number, the cheque number and date of clearing, your contact details and the reference id TTU00274316022011. Once we receive this information, a bank representative shall contact you.

    Regards, Customer Assistance, HDFC Bank

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