Dear Sir,

I’m "Madhur Sharma” working with a NGO as a Manager. I have a Saving Bank Account in ICICI Bank (A/C# 049801000338), Ambala Cantt Branch. And also ICICI issued Credit Card number is 4477463132691003.

The card limit is Rs.30000/-, but I had paid more than 30000/- to the interest part. and 4200/- as the
late payment fee and over limit charges. I am using this card from 06-2008 and regularly paid all the
dues but from last 3 months I had faced some financial troubles and failed to paid the dues.

Last week one of the ICICI representative called me and offer me for the settlement. I told him that I want to continue the Credit Card and I am ready to ay the minimum due amount but he refused it and then I agreed for the settlement.

But same day in the evening time I tried to withdraw the cash from ATM, I came to know that ICICI Bank debited the 17,635.71 from my account. I had call the customer care and they said that they do not have any control on this issue and asked me to contact the credit card division. And I have called credit card division, they also replied that they do not have control and asked me to contact to Settlement department. But I didn't get any satisfactory answer

Can the credit card company block my bank account with out notice, can I take any legal action angaist ICICI Bank. Please look into this issue

Thanks,

Madhur Sharma

+91-9416301053