Hi.
First issue notice to the Bank(ICICI)demanding immediate re- credit of the
wrong debit together with the interest, lest , threaten them to approach the
appropriate legal fora for your redrassal.Send all the copy of correspondence to
their higherups also.Wait for a month and you may either lodge a complaint to
the Banking Ombudsman (of NO USE) or Consumer forum(yet to see the result).

Yea you must the mistake is that of the ICICI Bank only who is supposed
to debit the amount as per cheque, Also claim the damages of not only
intrest but also for any other due to shortage of funds and
harrassment C K BHATIA

Yes
You can file case in consumer court as well as you can also file case in High
court this.

Same type of error happened to my friend though it was in HSBC bank, Bangalore.
Looks like a new scam. The moment he brought it to the notice of the bank and
demanded a copy of the cheque they reversed the amount.

Hi:

First get it in writing from ICICI bank that - that was mistake from Canara
Bank. Produce the same letter to Canara bank and obtain their version only in
writing.

As per Banking rules, banks are not authorised to do any material alteration. If
alteration is done by holder or agent of holder, then also you can sue
presenting bank or issuing bank as the case may be.

When you will ask everything in writing. Your money will be hopefully refunded
to you. If they refund, their difieciency in service is automatically proved.
Now you can negotiate with them compensation b4 moving to DF. If they treat you
well and submit apology, close the matter.

Recently I have taken INR 7.00 as compensation for making 2 telephone calls and
HDFC Bank has issued INR 7.00 by cheque. But you need to be righteous in your
right, documents and demands.

Finally you have DF .....State Commission and National Commission and SC.

All the best. Do let me know if help required.

avinash Murkute

First cross-check with Canara Bank thro your friends or thro their staffs. Then
you can proceed against ICICI Bank. You have to get statements from your
Newspaper agent confirming Rs285 being the cheque and his bill amount.
ICICI bank is quite dangerous to deal since NO Manager would take the
RESPONSIBILITY to help or solve your problem. They would shift their
responsibility to Bombay office

Dear Sir

If you have issued chq of Rs 285/- and is debited Rs. 5000/-, the question is
how much amount was credited to the newspaper agent account. If u r debited vide
the same chq Rs. 5000/- then the same chq should be credited as Rs. 5000/- in
newspaper agent account. take ur account statement and account statement of
newspaper agent and tally both for the same chq. If they differ then theICICI
bank is in soup. They have debited excess money then the chq received. You can
question both banks in writing about the chq. Ask for the instrument. It cost
Rs. 200/- for chq recovery in nationalised bank. Take both statements to icici
bank and canara bank and resolve the issue. If still they are adament take the
counsumer court course. It seems to me that ICICI bank has debited the amount of
Rs. 5000/- and has put onus on canara bank to sort out the matter. In icici
bank consumer has to be extra cautious as all blame is put on the consumers
asfor them-
BANK IS ALWAYS RIGHT.

Impossible.If ther is a debit there must be a corresponding credit to some
accout.If the full amount is credited to the Newspaperagents account,it is an
error and the Bank can reverse the entry and credit to your account.If the agent
got only his dues,what happend to the balance?The day book wont tally unless the
entries(debit and credit)differs.Incase the balance is credited to some other
head-say sundry creditors/suspense etc.then the Bank has to answer.In anycase
please go thru the account statement and proceed accordingly..goodluck

Hi,
Following is the comment from the bank
Dear Mr. Ayyapparaj,
We regret the inconvenience caused.

We understand that you have placed the complaint through Our 24-hour Customer
Care regarding cheque debit of Rs.5,000 instead of Rs.285 with Service Request
SR87801880.

We will write to you on December 02, 2008.

Sincerely,

MOHAMMED JALEEL
Account Manager
ICICI Bank Limited

ICICI Bank now offers 10.5% p.a. for fixed deposits. Choose from tenures of 390
days, 590 days and 890 days. Please contact any ICICI Bank branch.

hi
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m a student..
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mene rebonding ke ly 3000 rupees and meri frnd ne 2500 rupees diye hai lekin na to parlor walo ne rebonding thk se ki aur pata nai kon se product use kiye jis se hair fall bht jada hone lag gaya ..aur rebonding jiski 1 year tak nai khrab hoti wo sirf unki ki hui rebondi 1 week se b pehle khrab ho gai ...
aur ab wo hmse sahi dhang se bat b nai karte agr hum bat karne jate hai to parlor me hote huye b hmesha jhuth bol dete hai ki waha nai hai .........
plzzzzz plzzzzzzzzzz help me
kya hum unke against consumer court me case kar sakte hai????
plz plz reply
my email id :jyoti270@yhaoo.com