Originally Posted by vkannan9

Dear Sir,


I was using HDFC Bank credit card from the last 3 or 4 years and was making my payment towards the bank on time. They are taking the payment from me on time but they are putting late fees charges on the amount from the last 6 months and when I asked about it, they are saying that it will be removed from the next month but it is not done as they said.

And Now they are saying that it is not possible to remove the late fees charges. Some people from the bank are mentally torturing me and are regularly calling me 20 – 25 times per day. Some people from the recovery agency are also regularly coming to my residence and is misbehaving with my family members, They are threatening me that will take the payment from me anyhow.

Please look after this matter urgently.

Thanking you


V.Kannan
9899787417

Dear Mr Kannan,

We would like to investigate your case further. Request you to send us an email at talktous@hdfcbank.com with your credit card number and contact details. Please mention the id number TTU00016608042010 in the subject line of your mail. Once we receive these details, a bank representative shall contact you.


Regards, Customer Assistance, HDFC Bank

Dear Sir,

This regarding my HDFC bank credit card no.5176521002256750 .

This is ablocked card . Year back i stopped the card and made the full payments. After 2 years when i applied for a loan from a nationised bank, i got a response that my credit rating is bad as i have huge amount due to be paid against my HDFC credit card.
I called up the HDFC call centre and they told me that there is an outstanding of some Rs.4000 .I told them that i never recieved emial or call from the bank that there is an amount due against me .They are not able to tell me how this amount is due. Further, i am even willing to settle this amount but they are not even sending me any written mail that this amount is due from my side. My repeated requests for a mail to settle this matter has met with a deaf ear at their call centre The staff at hdfc do not know how to solve this case. I want to get my credit rating right.

Pleas help in me solving this matter . i also want to know what is the process of updating or correcting my CRISIL credit rating.

Regards,

Priti Kataria

Originally Posted by Unregistered

Dear Sir,

This regarding my HDFC bank credit card no.5176521002256750 .

This is ablocked card . Year back i stopped the card and made the full payments. After 2 years when i applied for a loan from a nationised bank, i got a response that my credit rating is bad as i have huge amount due to be paid against my HDFC credit card.
I called up the HDFC call centre and they told me that there is an outstanding of some Rs.4000 .I told them that i never recieved emial or call from the bank that there is an amount due against me .They are not able to tell me how this amount is due. Further, i am even willing to settle this amount but they are not even sending me any written mail that this amount is due from my side. My repeated requests for a mail to settle this matter has met with a deaf ear at their call centre The staff at hdfc do not know how to solve this case. I want to get my credit rating right.

Pleas help in me solving this matter . i also want to know what is the process of updating or correcting my CRISIL credit rating.

Regards,

Priti Kataria

Dear Ms Kataria,

We understand your frustration and would like to assure you that the bank team would be more than happy to help resolve the matter of your dues. We are currently looking into this issue and should contact you shortly. We would also like to urge you not to post sensitive information such as your credit card number on a public forum such as this, as it may lead to your account being compromised. Instead, you can always write directly to us at talktous@hdfcbank.com with the reference id TTU00270910022011.

Regards, Customer Assistance, HDFC Bank

Credit cards business are declining . It may be possible that HDFC will start charging annual fees on

credit cards like ICICI

Better to go with Debit card .

Hi I was using HDFC Credit Crad and taken some loan against them.After 2-3 years I got Balcklisted and my card get blocked but I had finally paid all the amount(all fine also)without any settlement in December 2009 but after that i had applied again for another bank credit card but i had not get and application got rejected.
Now I am planning to get the home loan so pls revert
1. Should I get any credit card in future?
2. what will be be my home loan availability?


rgds...
santosh
9323842771

Originally Posted by 24727831

Hi I was using HDFC Credit Crad and taken some loan against them.After 2-3 years I got Balcklisted and my card get blocked but I had finally paid all the amount(all fine also)without any settlement in December 2009 but after that i had applied again for another bank credit card but i had not get and application got rejected.
Now I am planning to get the home loan so pls revert
1. Should I get any credit card in future?
2. what will be be my home loan availability?


rgds...
santosh
9323842771

Dear customer,

We would require a few additional details to look into your complaint. We request you to write to talktous@hdfcbank.com with your credit card details and the reference number TTU000344018072011. We will check our records and respond to you.

Regards, Customer Assistance, HDFC Bank