Respected Sir/Madam,
I am a businessman at
Arambagh,Hooghly.I beg to inform that I am a SBI customer more than 25 years.I
had a savings A/C,locker and Cash Credit Account in Arambagh branch,SBI.
Recently I have gone through a very bad experience regarding my C.C A/C from SBI
and got financial damage from SBI due to premature closure of my C.C. Account
(A/C No-016600600372).
The manager of Arambagh Branch sanctioned loan for Rs
12000 without any security.Later , he raised the amount to Rs 1,85,000
Basically, I used to take loan from some person
.So he arranged for C.C. loan.Later I accumulated some money and gave some
security deposit and he raised the amount.
On both of our agreement, I got sanctioned a
loan of Rs 1,85,000 with deposit of some money(Rs 92,000) and paper of some
property(land of 2/5 acre).(from 28.07.07 to 28.04.12)
Later , due to some family matter and financial problem, I
took back the paper of my property.
At that time the loan limit was the same.
Due to my illness and some family problem, I could not
visit Arambagh Branch to discuss about the loan limit.
But I almost repaid the loan before that.I was also
bearing the cost like Insurence, Skipping, Interest, Inspection charge
etc.On March Last year(2008) , I issued a cheque to pay my LIC
premium.The cheque was dishonored and I was charged for fine of Rs 900
Without knowing the reason, I had to pay the fine charge
of Rs 900 to LICAnd the main fact I realized that SBI have duped me very
badly and I am nothing but a BIG FULL to open C.C. Account in SBI.
Now a days, I am afraid to visit SBI though i had a strong
relationship with SBI more than 25 year.Later I got a letter with a cheque of Rs
88,000 and my
account was closed.
Now my question are as follows.
why my cheque was dishonored?
why my account was closed?
why SBI did not make any communication before taking such
decision?
If I took all the money of Rs 1,85,000, what you would do
in that case? So, what SBI did to me is nothing but a CHEATING.
I really shocked for such type of incident though I served
as a good ,faithful customer to SBI for a long period .
SBI Arambagh Branch did not clarify my query and behaved
very badly.
After that, I am approached higher authority also for clarifying all my questions .
I sent e-mail to
chairmansbi.customer@sbi.co.in; dgm.customer@sbi.co.in;
sbihelpline.lhokol@sbi.co.in; contactcentre@sbi.co.in


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