ICICI Minimum Account Balance Charges
This is a discussion on ICICI Minimum Account Balance Charges within the Bank Account forums, part of the Banking category; Minimum Account Balance Charges I have been a customer of ICICI Bank for the last 2 years and have been ...
- 09-24-2012, 12:17 PM #1
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ICICI Minimum Account Balance Charges Minimum Account Balance Charges
I have been a customer of ICICI Bank for the last 2 years and have been maintaining a good balance in my savings bank account. number is 163701500068 in Osmanabad branch. However, I see in my statement that the bank has charged me a minimum account balance charge of Rs. 280.90,280.90,393.26,393.26 (Total Rs. 1348.32) I do not expect this from a bank of as good standing as ICICI. This is not the first time it's happening with me and I strongly encourage the bank to strengthen their controls in this aspect, in addition to refunding the charge back to my account. Should you have any questions or need to discuss this further, you can mail me on namdevmate@gmail.com
Transaction Details:
30/08/2012 MABChgs-Apr12+ServTax 30.9 Rs. 280.90
12/09/2012 MABChgs-May12+ServTax 30.9 Rs. 280.90
14/09/2012 MABChgs-Jun12+ServTax 43.26 Rs.393.26
24/09/2012 MABChgs-Jul12+STax 43.26 Rs. 393.26
Response awaited.
Regards,
Namdev Mate
Contact No. +91 9890421801
- 09-26-2012, 11:33 AM #2
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Hi Namdev,
We have made a note of your contact details. Our official will get back to you soon to assist you.
Regards,
ICICI Bank Customer Service Team
- 09-30-2012, 11:52 AM #3
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Minimum Account Balance Charges
I have been a customer of ICICI Bank for the last 4 years
and have been maintaining a good balance in my savings bank account.
number is 000701549862 in Connaught Place, New Delhi branch.
However, I see in my statement that the bank has charged me a minimum account balance charge
of Rs. 393.26
I do not expect this from a bank of as good standing as ICICI.
This is not the first time it's happening with me and I strongly
encourage the bank to strengthen their controls in this aspect,
in addition to refunding the charge back to my account.
Should you have any questions or need to discuss this further, you can mail me on saarthak.malik@gmail.com
Transaction Details:
24/09/2012 MABChgs-Jul12+STax 43.26 Rs. 393.26
Response awaited.
Thanks,
Saarthak Malik
+91 99109 62978
- 10-01-2012, 05:01 PM #4
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Hi Saarthak,
We have made a note of your contact details. Our official will get back to you to assist you.
Regards,
ICICI Bank Customer Service Team
- 10-01-2012, 07:22 PM #5
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Minimum Account Balance Charges
This is the complaint I am submitting on behalf of my father.he has been a customer of ICICI Bank for more than 5 years and have been maintaining a good balance in his savings [COLOR=#009900 !important]bank account. [COLOR=#009900 !important]number is 133601500109. However, I see in my statement that [COLOR=#009900 !important]the bank[/COLOR] has charged me a minimum account balance charge of Rs. 280.90,393.26 (Total Rs. 674.16) I do not expect this from a bank of as good standing as ICICI.I want my money to be refunded since all these money charged were done so without notifying us of the increased MAB charges and this is totally unacceptable.Even now,we got to know about the increased MAB charges through mini- statement .
I want this thing to be sorted out as soon as possible otherwise further step may be deemed necessary.You can reach me at perirckrs007@gmail.com
Transaction Details:
[/COLOR][/COLOR]
14/09/2012 MABChgs-Jun12+ServTax 43.26 Rs.393.26
24/09/2012 MABChgs-Jul12+STax 43.26 Rs. 280.90
Response awaited.
Regards,
peri
Contact No. +91 7204118229
- 10-03-2012, 06:42 PM #6
Senior Member
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Hi Peri,
We have made a note of your contact details. Our official will get back to you soon to assist you.
Regards,
ICICI Bank Customer Service Team
- 10-08-2012, 10:18 PM #7itskiran Guest
ICICI Minimum Account Balance Charges Dear sir/madam,
I have savings account with ICICI Bank from 6-7 year now.
Recently i saw that the bank has charged MAB Charges in my account without any intimation.
When contacted the bank customer service, they have refunded it once but are not returning the other charges levied for the same.
Could you please help me with this?
I have enclosed the charges that were levied on my account.
Sep 05, 2012 --> MAB Charges Apr 2012 - 280.90 Rs
Sep 12, 2012 --> MAB Charges May 2012 - 280.90 Rs
Sep 14, 2012 --> MAB Charges Jun 2012 - 280.90 Rs (Reversed)
Sep 24, 2012 --> MAB Charges Jul 2012 - 280.90 Rs
Sep 28, 2012 --> ANW Charges May 2012 - 168.54 Rs
In additon to the MAB charges, they have deducted 168.54 Rs as ANW charges. I have requested for base branch change. As i came to know that the minimum balance should be 10000Rs on the account, i have deposited 4700 Rs to ensure that there are no additional MAB Charges in future. Since the base branch change is still in progress, the bank has charged the amount(I was not aware of the base branch request status). A proactive deposit to escape the bank charges has resulted in these charges, which very unfortunate.
Please help me with reversing the charges and enforce the rules on banks to contact or initimate the charges that are being applied on accounts.
This is very unfair on part of banks to charge the customers heavily for their own benefit.
Thanks,
Kiran Kumar M
9966709857
- 10-11-2012, 04:54 PM #8
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Hi Kiran,
We have made a note of your contact number. Our official will get back to you soon to assist you.
Regards,
ICICI Bank Customer Service Team
- 10-26-2012, 07:47 AM #9AARTI LABHANE Guest
Minimum Account Balance Charges Minimum Account Balance Charges
I have been a customer of ICICI Bank for the last 1.5 years and have been maintaining a good balance in my savings bank account. number is 087001503470 in Chandrapur branch. However, I see in my statement that the bank has charged me a minimum account balance charge of Rs. 184.84,35.00,393.26 . I do not expect this from a bank of as good standing as ICICI. This is not the first time it's happening with me and I strongly encourage the bank to strengthen their controls in this aspect, in addition to refunding the charge back to my account. Should you have any questions or need to discuss this further, you can mail me on siddharth0908@gmail.com
Transaction Details:
1 25/10/2012 BIL/367235450/NchgRs2.50STRs0.31 DR INR 1,002.81
2 25/10/2012 MABChgs-Sep12+STax 43.26 DR INR 393.26
3 25/10/2012 DCARDFEE8988OCT12-SEP13ST12.24 DR INR 111.24
4 23/10/2012 BIL/366754308/NchgRs2.50STRs0.31 DR INR 1,002.81
5 23/10/2012 BY CASH - CHANDRAPUR CR INR 7,000.00
6 12/09/2012 MABChgs-May12+ServTax 3.85 DR INR 35.00
7 01/09/2012 087001503470:Int.Pd:01-03-2012 to 31-08- CR INR 35.00
8 30/08/2012 MABChgs-Apr12+ServTax 20.33 DR INR 184.84
9 05/05/2012 VIN/PAYTM MOBIL/20120505120318/0 DR INR 50.00
10 03/05/2012 Debit Promo Cashback February CR INR 100.00
Response awaited.
Regards,
AARTI LABHANE
Contact No. +91 7875761323
- 01-29-2013, 02:49 PM #10Unregistered Guest
Anw charges for Cash deposit I am having a icici salary account for more than 3 years, With good transaction, I was happy with the service but today i was almost upset for ANW charges deducted in my account for the cash deposit for 4,000, I was felt bad, i dont know to who contact. How to solve this pls any one help.
A/C no - 603501510943 ,
Branch - Padiyanallur, Chennai.
Mail id - dilipsny@gmail.com .
Mobile no - 9952113938.
it will be helpful for me if any one can guide me to solve this.
Thank you
- 02-04-2013, 09:07 PM #11
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- Feb 2013
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- 1
Dear Sir/Madam,
This is Gaurav Bhatnagar (S/o of M.N. Bhatnagar). My father holds an ICICI saving b/a : 001201541996. My complaint is related to the minimum account balance charges, that bank has debited from my father's account without even notifying there policy changes, if any. ICICI bank is simply debiting amount from his account. We get monthly statements but I have never got any information about the policy changes.
My father is senior citizen and I'm surprised that ICICI is playing this game with Sr. citizen's also.
Transaction Date
12/09/2012 MABChgs-May12+ServTax 12.36 112.36
14/09/2012 MABChgs-Jun12+ServTax 12.36 112.36
09/11/2012 MABChgs-Oct12+STax 12.36 112.36
12/12/2012 MABChgs-Nov12+STax 12.36 112.36
Please take some action against this bank for not complying RBI standards / guidelines.
Thanks
Gaurav Bhatnagar(gaurav.bhat@gmail.com)
- 03-04-2013, 03:26 PM #12Unregistered Guest
Minimum Account Balance Charges Dear Sir/Madam,
This is Abhijit , holding an ICICI saving account no. 628501529076 Eve Chauraha Meerut(UP). My complaint is related to the minimum account balance charges, that bank has debited from my account without even notifying there policy changes, if any. ICICI bank has simply debited amount from my account. I get email from the bank regularly but I have never got any information about the policy changes. I think ICICI bank is not even following the guidelines mentioned by RBI. Previously they take the average for a quarter to check the minimum balance but suddenly they changed without any information send to us (customers).
Please find the below details for all the transactions made by bank.
QABChgs-Qtr-Mar12+ST 92.7 842.70
MABChgs-Nov12+STax 30.9 280.90
MABChgs-Jul12+STax 30.9 280.90
MABChgs-Jun12+ServTax 30.9 280.90
MABChgs-Dec12+STax 30.9 280.90
MABChgs-Jan13+STax 30.9 280.90
Please take some action against this bank for not complying RBI standards / guidelines.
Hope for an immediate and positive help.
Regards,
Abhijit Singh
09761540061
apshri.ento@gmail.com, keepintouch4ever@gmail.com
- 03-15-2013, 11:46 AM #13kirti sugandhi Guest
Minimum Account Balance Charges Dear Sir / Madam ,
This is Kirti Sugandhi , holding an ICICI savings account no . 108701504329 in Nashik ( Maharashtra ) . My complaint is related to the minimum account balance charges, that bank has debited from my account , previously I was told that I do not have min 10,000/- in my account , whereas my account is Women's Recurring Account ,which does not need any minimum balance.. The employees in the office did not filled one form , whereas my i could see my money going in my recurring A/C. and still I could see MABChgs-Jun12+ServTax 14.21 [129.14/-] ( 14/09/2012) then MABChgs-Jun12+ST ( 13/03/2013 ) [ 264.12/-] ... i have called my agent from the he said that will be refunded ,but still i have not received any of such amount. Please let me know if I need to do any further actions on kirti_sugandhi@hotmail.com .Otherwise I could like to close my account as soon as possible.
- 03-20-2013, 03:32 AM #14Unregistered Guest
Regarding MAB I have been a customer of ICICI Bank for the last 5 Month and have been maintaining a good balance in my savings bank account. number is 006901557361 in Habsiguda branch. However, I see in my statement that the bank has charged me a minimum account balance charge of Rs. 280. I do not expect this from a bank of as good standing as ICICI. This is the first time it's happening with me and I strongly encourage the bank to strengthen their controls in this aspect, in addition to refunding the charge back to my account. Should you have any questions or need to discuss this further, you can mail me on dgsingh.09@gmail.com
- 03-31-2013, 09:24 PM #15Unregistered Guest
Disappointed on poor communication for undue charges. I have been customer to ICICI Bank from years and maintained good balances. I have recently found that from my a/c 031501502536, there has been continuous withdrawal of 393.26 Rs per months from more than 8 months behind MAB, without notifying me. There was no mail communication or notification on the mobile phone via sms or call. For a bank with stature like of ICICI and with good relationship from so many years, wouldn't have expected such transactional charges with out bringing it to customer notice.
Please take relevant action against bank to drive quality in service. Also, expecting ICICI Bank customer service to proactively connect with me on potential waiver and future heads-up as an corrective measure.
vkaggarwal@gmail.com
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