INSURANCE CLAIM OF THE VEHICLE
I have the insurance of Mahindra Bolero with Shriram General insurance Company Ltd., bearing Policy No.-10003/31/12/435786; Code:-3599861, Registration No. of the vehicle CG 12 Y 0559.
I have met with an accident on 7/05/12 with the above vehicle. When my vehicle was under repair, & Repairing Centre even didn't calculated/generated the Retail Invoice (Bill) of the vehicle, at that time Shriram General Insurance surveyor Nitin Vijay (SLA NO.- 57542) have submitted the claim amount to the Insurance Company. I was astonished to know that the surveyor have submitted the claim amount without the repairing of the Vehicle, & without Repairing Centre Retail invoice, & how the Shriram General Insurance Company (SGI) have sanctioned/settled the claim amount of Rs.1,17,932 for the repair of the vehicle? I think that both Surveyor, & SGI Insurance company are misguiding the whole claim procedure. Repairing centre have given the estimated amount of Rs.2,31,366.
I have filed a complaint against the Shriram General Insurance Company Ltd. on 24th Aug.2012 in District Consumer Forum Korba (C.G) for the settlement of the above claim amount.
Registrar of the consumer forum delayed two months in sending the notice to the Insurance Company at head office Jaipur, at Korba, to Surveyor, & at Mahindra Auto Centre, Korba.
Now till date my vehicle is ready, & repaired with the bill amount of Rs.2,56,196, the original retail invoice has been courier to the Shriram General Insurance JAIPUR dt. 22nd Sept.2012 addressing Mr. Ajit Sharma (Regional Manager-Claims), but till date no response have come from there side, & the Shriram General Insurance is denying, & delaying in giving the exact amount towards the repairing charges of the vehicle, and even till date Shriram General Insurance surveyor didn’t came for the final photo of the vehicle. Even MD of the Insurance Company send a mail saying that it would be settled in the month of October 2012, but till date no action have been taken from there side.
After getting notice they hired the lawyer from Korba. On October 2012, judge of the Consumer forum told the lawyer of the Insurance Company for their decision of the case, & adjourned date till November 21, 2012 for the date of hearing, but on that date judge didn’t came, & everytime the lawyer is submitting the vakalatnama, he is telling nothing for the decision taken by Insurance Company, as asked by the judge, & extended the date till(December 17, 2012), but on this day judge didn’t came, & it is again adjourned to 29th December 2012, & again it is extended to 29th January 2013, & again it is adjourned to 27th February 2013.
I am totally harassed with the regular adjournment of the same.
It is almost three months passed, but till date no relief was granted by the judge of the District Consumer Forum.
Due to this I am suffering lots of Problem which hampers my daily lots of time, job, & money. I am both mentally, & physically torture with the issue of the same
I, therefore request you to take necessary action against them, & given me proper claim money.